Students living off-campus while away at college should strongly consider purchasing renter’s insurance to protect their personal property. Regardless if the rental property is a home, condominium, or an apartment, the landlord's insurance is solely for the protection of the landlord -- it does not protect the renter. Loss, theft, or damage to the student’s personal property, such as computers, televisions, stereos, and other property can be a significant setback for a college student’s finances.
What Renter’s Insurance Covers
College students renting property off-campus are a perfect example of the type of person renter’s insurance is best suited for. Not only is the policy designed to protect the students' personal property, but it provides liability coverage in case a visitor suffers an accident or injury while on a student’s rental property.
Students that are 25 years old or younger, attending classes full-time, and living on-campus, may be covered under their parents’ homeowners insurance policy. It is best to check with the parent's insurance agent to determine the extent, and the amount, the parent’s homeowner policy affords to a student away at college.
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Bellevue College (BCC) is a leading institution of higher education in the Pacific Northwest, located in Bellevue Washington, just East of the city of Seattle. BCC is the ...
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